Equities offer potentially high returns, but returns depend on how long you invest and the ability to expose yourself to risks.  In other words, younger people may choose more stocks for their portfolio because of their potential for returns over time.  However, if you are planning to retire sooner rather than later, equity exposure becomes more of a risk and you may want to transition at least part of your investment away from the volatility of stocks as you get older. 

Stock investing involves risk including loss of principal.  The payment of dividends is not guaranteed. Companies may reduce or eliminate the payment of dividends at any given time.  We can help you understand your risk of buying shares in the ownership of a company and even explain the capital gains and dividends associated with them.  We want to help you invest your money in a knowledgeable way so that we can work together toward your financial goals!